tel. +44 (0)207 702 2103 email: info@commercialrisks.co.uk

Nightclub & Bar Insurance

Nightclub & Bar Insurance

What can be covered:

  • Nightclubs
  • Discotheques
  • Wine Bars
  • Public Houses
  • Gentlemans / Lap Dancing Clubs
  • Late Licenced Premises Property Owners
  • Public Entertainment Licenses

Property Cover

You may select from the following Property Related Covers:

  • Buildings, Fixtures and Fittings
  • Machinery, Plant and all other contents
  • Entertainment and Sound Equipment
  • Stock and Materials in Trade including Wines, Spirits and Tobacco
  • Business Interruption
  • Loss of license
  • Loss of rent
  • Glass - Included
  • Money on the premises or Money in Transit (including Personal >Accident/Assault Benefits for Employees)
  • Book Debts
  • Food Cover
  • Liabilities

Employers Liability

This is required by law and protects your responsibility for injury/death to employees.

Public and Products Liability

This protects your legal responsibility for property damage or personal injury to the general public, caused by your activities.

Additional Cover & Benefits

  • Business interruption extends to include the full period required for your Nightclub
  • All risk Extension for Property Related Covers
  • Money - if money is being carried by employees benefits are paid out should they be assaulted and injured and therefore unable to work.
  • Cloakroom Liability Cover
  • Further discounts available for a 3 year agreement

Employers' Liability extends to:

  • Includes all employees
  • Legal costs arising from prosecution under the Health and Safety Legislation
  • Up to £10,000,000 cover automatically included, limits can be increased on request.

Public and Products Liability extends to:

  • Liability to door supervisors
  • Up to £2,000,000 cover automatically provided, limits can be increased on request.
  • Includes cover for food served on the premises

Proposal Forms

To obtain a non-obligation quotation, please complete a Proposal Form and send it to us or alternatively for a free quote click here.