Brokers Area

Brokers Area

Partner With Commercial Risks & Troon Underwriting

For established brokers and those new to placing in the London Market

Your New USP in the Market - When you partner with Commercial Risks (UK) Ltd and Troon Underwriting, you gain the advantage of a combined force: Lloyd’s broking access, London Market reach and Lloyd’s underwriting capability under one roof. We provide the specialist placement options, quick decisions, and credible London market presence you can make your own unique selling proposition.

Our goal is simple; to help you grow your business by expanding your placement capabilities, winning more accounts, and retaining them through competitive terms and robust support.

Who We Are

Commercial Risks (UK) Ltd; An independent London Market broker with strong placement expertise and established relationships across Lloyd’s and leading company markets.

Troon Underwriting; Our underwriting division, offering delegated authorities, facilities, and binders for selected classes of business.

Together, we offer a broker / underwriter partnership that shortens the path from enquiry to decision, strengthens your client proposition, and maximises your competitive position.

Classes We Handle

If your class isn’t listed, speak to us. Our reach and relationships go beyond any single list.

Property & Real Estate

  • Portfolios
  • Complex or non‑standard construction
  • Unoccupied property
  • Void risks
  • Local authority or housing association tenancies

Construction & Contractors

  • Annual and project cover
  • CAR/DSU
  • High‑risk trades
  • Bona fide sub‑contractor management
  • Height and depth exposures
  • Hot works

Commercial Combined

  • SME to mid‑corporate packages
  • Multi‑location risks
  • Challenging occupations

Sports, Leisure & Entertainment

  • Climbing
  • Karting
  • Paintball/laser tag
  • Late‑licence venues
  • Events, attractions, and complex liability profiles

Professional & Financial Lines

  • Professional indemnity
  • Directors & officers liability
  • Cyber risk, and solutions for special situations

What Makes You Stand Out With Us

  • Speed & Certainty
  • Clear triage within hours.
  • Targeted market strategy and named underwriter engagement.
  • Binder/facility placement for quicker turnaround and consistent terms.
  • Reach & Influence
  • Direct Lloyd’s market access with senior decision-maker relationships.
  • Company-market options for competitive leverage and coverage breadth.
  • Client-Facing Support
  • White‑label pitch decks, proposal wordings, and claims case studies you can present as your own.

Compliance Confidence

  • FCA‑aligned processes, TOBA support, bordereaux, and conduct risk reporting.
  • Full audit trail from enquiry to bind.
  • Lloyd’s Broking Capability
  • Direct access to Lloyd’s syndicates across key classes.
  • Facilities & Lineslips for faster placement of defined risk profiles.
  • Complex & Distressed Risks; expertly structured presentations to secure market appetite.
  • Wordings; MRC v3.0 compliant, with endorsements and manuscript clauses where required.
  • London Market (Company) Access
  • Panel of A-rated carriers for alternatives or complements to Lloyd’s.
  • Layering & Co‑insurance solutions for higher TIVs, CAT exposures, and specialist hazards.
  • Multiple negotiation routes to secure optimal terms.
  • Troon Underwriting; Lloyd’s Underwriting Capability
  • Delegated Authorities & Binders to accelerate placement.
  • Underwriting Discipline; transparent pricing logic, pragmatic endorsements.
  • Portfolio Solutions; schemes and facilities for niche broker books.

Our Service Model & SLAs

  • Triage: same‑day acknowledgement and route-to-market outline.
  • Indicative Terms: 24–72 hours for eligible risks.
  • Contract Certainty: prompt MRC documentation and cover evidence.
  • Data, Tech & Reporting
  • Digital submissions for faster underwriting.
  • Bordereaux management; monthly or quarterly.

Claims Support

  • Dedicated advocacy; early notification, coverage position management, and escalation.
  • Evidence-led approach; expert panels, settlement focus.
  • White‑label case studies for client reassurance.
  • Broker Onboarding – Fast & Simple
  • Intro & NDA/TOBA – agree business terms.
  • Class Selection – align appetite and opportunities.
  • Enablement; marketing collateral, templates, and contact map.
  • Pilot Risks; prove our service and pricing.
  • Scale; build portfolios, schemes, or delegated arrangements.

Why Brokers Choose Us

Strength & Agility

London market strength with boutique agility.

Underwriting + Broking Synergy

Faster answers, better client narratives.

USP You Can Own

Credible differentiation in your market.

Fair Economics

Transparent commissions and facility terms.

Start Your Partnership

Commercial Risks (UK) Ltd & Troon Underwriting
Enquiries & new broker relationships: brokers@commercialrisks.co.uk
Phone: +44 (0)20 7702 2103

Bring us your next difficult risk, or your entire portfolio, and let’s deliver a London‑quality solution with your brand front and centre.