Lloyd's Broking
Difficult Risks, Simple Solutions
When you face a challenge that demands more than a standard, off the shelf insurance policy, you deserve a broker who can do more than just knock on the door of the Lloyd’s market, you need one who can open it wide and make it work to your advantage. We bring you direct access to senior underwriters, deep technical placement expertise, proactive claims advocacy, and meticulous compliance processes. That means better terms, tailored wordings, faster responses, and an experience that turns the complexity of Lloyd’s into clear, tangible results for you.
Why Lloyd’s, and why Us
Why Lloyd’s? The Lloyd’s market is a truly global platform, operating in over 200 territories. It’s where the world’s most specialised insurers gather, ready to write risks that many others simply will not. It offers:
- Global licences, allowing admitted or non admitted cover where you need it
- Specialist syndicates with appetite for complex, unusual or high hazard risks
- Financial strength backed by the Lloyd’s central fund and strong international ratings
- Innovation in products, from parametric triggers to alternative capital solutions
Why Us
We are more than intermediaries, we are strategists, negotiators, and advocates:
- Direct senior market access that cuts through layers of delay
- Precision in MRC drafting, ensuring contract certainty and favourable terms
- A fast, disciplined route from submission to binding
- Claims advocacy built into our process from day one
- Robust compliance and full audit trails that protect your position
The Outcomes You Can Expect
When you choose us, you gain a partner committed to delivering measurable, meaningful advantages:
- Tailored wordings with exclusions challenged and improved
- Competitive terms achieved through multiple market competition and facility leverage
- Capacity for risks others consider unplaceable, from distressed portfolios to emerging industries
- Certainty and speed at binding, with no last minute surprises
- Claims handling protocols agreed in advance, ensuring smooth resolution
The Outcomes You Can Expect
When you choose us, you gain a partner committed to delivering measurable, meaningful advantages:
Tailored Wordings
Tailored wordings with exclusions challenged and improved
Competitive Terms
Competitive terms achieved through multiple market competition and facility leverage
Capacity for Risks
Capacity for risks others consider unplaceable, from distressed portfolios to emerging industries
Certainty & Speed
Certainty and speed at binding, with no last minute surprises
Claims Handling Protocols
Claims handling protocols agreed in advance, ensuring smooth resolution
Our Process
We believe in a transparent, methodical approach:
- Discovery, We take the time to understand your operations, loss history, and commercial objectives.
- Data & presentation, We prepare robust submissions with credible evidence, risk improvements, and a compelling narrative.
- Market engagement, We approach the right syndicates and MGAs strategically, balancing competition and confidentiality.
- Coverage engineering, We align insurance terms precisely with your contractual requirements.
- Binding, We deliver contract certainty, correct documentation, and clear evidence of cover.
- Stewardship, We manage mid term changes, monitor performance, and plan for renewal well in advance.
- Claims advocacy, We support you from notification to settlement, escalating where necessary to secure fair outcomes.
Specialisms
We have built expertise in sectors and placements where detail matters:
Property & Real Assets
Including challenging construction types, cladding issues, and large portfolios
Commercial Combined & Liability
High hazard trades, complex contracts, and product exposures
Construction & Contractors
CAR, EAR, project wraps, and owner controlled programmes
Sports, Leisure & Entertainment
Water parks, climbing centres, karting, late licence venues, and events
Marine Risks
Hull and machinery, cargo, marine liability, ports and terminals
Storage Facility Risks
Warehousing, distribution centres, bonded storage, temperature-controlled facilities
Professional & Management Risks
PI, D&O, Cyber with contract aligned wordings
Schemes & Delegated Authority
Binder creation, underwriting guidelines, and bordereaux governance
Protecting Your Position
We safeguard your interests with:
- Rigorous wording reviews to avoid silent coverage gaps
- Contract alignment to ensure insurance dovetails with your agreements
- Guidance on regulatory and tax issues, including global territories and surplus lines
- Governance that stands up to audit, with peer review and approval protocols
Claims Difference
When a loss occurs, you need decisive, informed action:
- Pre loss planning so you know exactly what to do in an incident
- Direct contact with claims handlers and adjusters, arranged in advance
- Active advocacy to challenge disputes over coverage, causation, or quantum
- Transparent progress tracking with clear milestones until settlement
Who We Work Best With
- Businesses facing complex or high hazard exposures
- Brokers needing a trusted Lloyd’s placement partner
- Portfolio owners or managers seeking scalable, data driven programmes
Onboarding in Three Steps
We will deliver a simple, effective Lloyd’s solution that works.
Share Your Brief
Tell us about your operations, territories, and any loss history.
We Scope & Propose
We create a tailored placement plan with identified markets.
Mobilise
We collect data, engage the market, and negotiate optimal terms.